Buyer incentives from 1 July 2026
Stamp duty abolished for first home buyers, and removed on new unit-titled homes for owner-occupiers.
The 2026-27 ACT Budget changed the demand side in ways that bear directly on who buys the product you are modelling. These affect revenue and absorption, not your costs — but they are a genuine selling point when you are pitching a site to a client.
From 1 July 2026
- Stamp duty abolished for all ACT first home buyers, with no property value cap.
- Stamp duty removed on new unit-titled properties bought by owner-occupiers.
- The off-the-plan concession for owner-occupiers continues.
- Exemptions extended to pensioners, NDIS participants, and anyone who has not owned property in the previous five years.
Why it matters to the model
New unit-titled dwellings bought by owner-occupiers are precisely the product a missing middle infill scheme produces. A buyer of a $900,000 new townhouse who would previously have paid tens of thousands in duty now pays none — which is effectively a subsidy to your purchaser, funded by the Territory, that improves both the price you can achieve and the speed at which you achieve it.
Treat this as a documented tailwind on absorption and pricing rather than a number to plug in. It supports the end value assumption; it does not by itself justify raising it.
Last reviewed 1 August 2026. Every figure here should be verified against the current instrument — see sources and method.
Other explainers
- Residual land value
- Why unimproved value is your floor
- The 75% rule, and the missing middle remission
- The density curve
- The $1.28 rule
- Time is a cost
- Why “DA approved” may be worth nothing
- Former Mr Fluffy blocks
- Reading a Crown lease purpose clause
- What MPA 04 changed on 1 July 2026
- The Pattern Book